On September 14–15, 2026, Agnic.AI participated in Forum Fintech Canada in Montréal, represented by Founder and CEO Alix Moghadam. The company joined the Finance Montréal pitch competition and a KPMG Canada panel on AI-native financial services. Its contribution focused on a practical question for banking modernization: how to establish authority and accountability when AI moves from advice to action.
Forum Fintech Canada: Agnic.AI in the pitch competition
At Forum Fintech Canada, Agnic.AI presented on the Finance Montréal stage as one of ten Canadian fintechs in the pitch competition. The presentation placed identity, delegated authority, and accountability at the centre of the infrastructure needed for agentic commerce.
The competition was organized by Eve Rosamilia and Simon Dandavino, with practice-session coaching from Sylvie Thiffault and Sylvain Carle. Their support helped participants prepare their presentations for the stage.
Modernize, partner, or rebuild?
On September 15, Moghadam joined “AI-Native Financial Services vs. Legacy Platforms: Modernize, Partner or Rebuild?”, a panel presented by KPMG Canada. The discussion brought together Julien Crowe of National Bank, Stephanie Hazelwood of RBC, and Michael Pelosi of Cohere, with Justin Seton-Rogers of KPMG moderating.
The panel examined how banks scale AI beyond pilots, when to build capabilities internally or work with partners, and how financial services may evolve from conversational banking toward AI that can take action. Modernization emerged as a question of architecture and orchestration: which capabilities institutions should own, which they can assemble, and how trusted data and controls support both approaches.
Advice needs to be useful. Action needs authority.
Agnic.AI’s contribution focused on the shift from advice to action. Authenticating a user establishes identity; authorizing an agent also requires establishing who it represents, what it may do, and who is accountable for the outcome. As agents gain the ability to initiate transactions, those questions become part of the execution process.
Advice needs to be useful. Action needs authority.
In Agnic.AI’s view, much of the infrastructure banks already operate can carry forward, including cards, payment rails, know-your-customer processes, and know-your-business processes. Agentic services require an additional layer above that infrastructure: verifiable delegation, spending limits, and the ability to revoke an agent’s authority.
Moghadam described this layer as a cockpit panel for agent authority. People and organizations need visibility into the scope of a delegation, controls to set its boundaries, and a way to withdraw it. These mechanisms connect an agent’s technical capabilities to the permission it has been given to use them.
Industry exchanges beyond the sessions
The Forum Fintech program also provided opportunities for exchanges outside the formal sessions. The Fintech Montréal dinner brought the pace of enterprise adoption into focus: organizations continue to work through the operational changes needed to put rapidly advancing technology into practice.
The Fintech Cadence breakfast offered another opportunity to connect with the Canadian fintech community and exchange perspectives on the industry’s direction. Agnic.AI thanks Fintech Cadence for bringing the community together and Finance Montréal for organizing Forum Fintech Canada.
From banking infrastructure to agent authority
The Forum Fintech discussions highlighted how banks can extend existing infrastructure as AI capabilities evolve. Payment rails and established identity processes provide a starting point. Verifiable delegation, bounded spending authority, and revocation controls connect those systems to agents acting on behalf of customers and businesses.
For Agnic.AI, the priority is to make that authority visible and enforceable. Scaling AI beyond pilots requires institutions to establish both what an agent can do and what it has permission to do.
Agnic.AI also participated in ALL IN later that week. Read the ALL IN panel report.